"Currently, I am using the NAB equity builder & believe this is one of the best financial tools for building wealth I have ever used. Being able to leverage to buy shares like you would with property for a reasonably competitive interest rate currently at 3.75% but without any margin calls is phenomenal & I can't believe this hasn't caught on with other financial institutions. I know it's early days for Pearler but for a group that focuses largely on long term investors in the stock market, leverage can help accelerate peoples wealth remarkably. I would love to see Pearler offer something very similar to this in the future as that would mean I would be able to move my $800k portfolio over to Pearler as well as make all my future investments through the platform & apply for more debt when necessary to increase my holdings."